Should a CM decide, on behalf of the Owner, the types and amounts of insurance coverage?

The statement that a Construction Manager (CM) should decide, on behalf of the Owner, the types and amounts of insurance coverage is false. The responsibility for selecting insurance coverage typically lies with the Owner, as they are the ones who bear the financial risk associated with the project. The CM can provide guidance and recommendations based on their expertise and the specifics of the project, but ultimately, the decision rests with the Owner. This ensures that the Owner's interests and risk tolerance are adequately considered in the insurance decisions.

In the context of project management, the roles and responsibilities are clearly delineated to ensure accountability and proper risk management. This fosters a collaborative environment where the CM can assist the Owner in understanding their options while respecting the Owner's authority to make final decisions regarding insurance.